:root{--navy:#0B6BCB;--navy-deep:#08508F;--teal:#0E7C4A;--teal-pale:#E8F1FB;--gold:#93C5FD;--ink:#101828;--muted:#667085;--line:#E2E6EB;--paper:#fff;--mist:#F4F6F8;--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}a{color:inherit}a:focus-visible,button:focus-visible{outline:3px solid var(--navy-deep);outline-offset:4px}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:10px}.skip:focus{left:10px;z-index:20}.site-header{background:#fff;color:var(--navy);border-bottom:1px solid var(--line);box-shadow:0 1px 6px #1018280d}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:82px}.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;font-size:1.4rem;font-weight:800;letter-spacing:-.035em;white-space:nowrap}.brand-mark{width:auto;height:44px;display:block;flex:0 0 auto}.brand span:last-child span{color:var(--navy-deep)}.nav-links{display:flex;align-items:center;gap:27px;flex-wrap:wrap}.nav-links a{text-decoration:none;font-size:.92rem;font-weight:650;color:var(--navy)}.nav-links a:hover{color:var(--navy-deep);text-decoration:underline}.footer a:hover{color:var(--gold)}.nav-links .nav-cta,.nav-links .nav-cta:hover{background:var(--teal);color:#fff;text-decoration:none;padding:10px 17px;border-radius:999px}.hero{background:radial-gradient(circle at 83% 16%,#2F86DD 0,transparent 35%),linear-gradient(155deg,var(--navy-deep),var(--navy));color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:52px;padding:88px 0 105px}.eyebrow{text-transform:uppercase;letter-spacing:.17em;font-weight:800;font-size:.73rem;color:var(--teal)}.hero .eyebrow{color:#BFDBFE}.hero h1{font-size:clamp(3rem,6vw,5.6rem);line-height:1.04;letter-spacing:-.065em;margin:18px 0 24px;max-width:730px}.hero p{font-size:1.18rem;color:#cfe0e7;max-width:560px}.buttons{display:flex;flex-wrap:wrap;gap:13px;margin-top:34px}.button{display:inline-block;border-radius:999px;padding:13px 22px;font-weight:750;text-decoration:none;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--teal);color:#fff}.button-secondary{border:1px solid #7395a7;color:#fff}.button-light{border:1px solid var(--line);color:var(--navy)}.mock{position:relative;max-width:470px;margin:auto;background:#f9fcfc;color:var(--ink);border:10px solid #101828;border-radius:34px;box-shadow:0 32px 70px #06182780;transform:rotate(2deg);padding:24px;min-height:460px}.mock:before{content:"";position:absolute;top:8px;left:50%;width:75px;height:10px;border-radius:99px;background:#101828;transform:translateX(-50%)}.mock-top{display:flex;justify-content:space-between;align-items:center;padding:18px 0 10px;font-size:.83rem;color:var(--muted)}.mock h3{font-size:1.5rem;margin:6px 0 20px;letter-spacing:-.04em}.mock-stat{background:var(--navy);color:#fff;border-radius:20px;padding:22px}.mock-stat small{color:#bdd4db}.mock-stat strong{display:block;font-size:2.4rem;line-height:1.2;margin:9px 0}.mock-stat .bar{display:block;background:#34566b;height:8px;border-radius:9px;margin-top:21px}.mock-stat .bar i{display:block;width:72%;height:8px;border-radius:9px;background:var(--teal)}.mock-row{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:13px;background:#fff;padding:14px;border:1px solid var(--line);border-radius:14px;font-size:.84rem}.mock-row b{display:block}.mock-row span{color:var(--muted)}.badge{background:var(--teal-pale);color:#0B6BCB;padding:4px 9px;border-radius:99px;font-weight:700}.section{padding:88px 0}.section-head{max-width:650px;margin-bottom:32px}.section h2,.cta h2{font-size:clamp(2.1rem,4vw,3.5rem);line-height:1.13;letter-spacing:-.045em;margin:10px 0 16px}.section-head p{color:var(--muted);font-size:1.08rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.feature{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff}.icon{display:grid;place-items:center;width:46px;height:46px;background:var(--teal-pale);border-radius:13px;color:#0B6BCB;font-size:1.4rem;font-weight:800}.feature h3{font-size:1.15rem;margin:23px 0 7px}.feature p{color:var(--muted);margin:0}.tint{background:var(--mist)}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.list{list-style:none;padding:0;margin:25px 0}.list li{padding:13px 0 13px 33px;border-bottom:1px solid var(--line);position:relative}.list li:before{content:"✓";position:absolute;left:0;color:#078b81;font-weight:900}.quote-panel{background:var(--navy);border-radius:28px;padding:42px;color:#fff;box-shadow:18px 18px 0 #DCEAF9}.quote-panel p{font-size:1.7rem;line-height:1.35;letter-spacing:-.03em}.quote-panel small{color:#b7d1da}.cta{padding:70px 0;background:var(--teal-pale)}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin-bottom:5px}.cta p{color:var(--muted);margin:0}.footer{background:var(--navy-deep);color:#d5e3e7;padding:48px 0 24px}.footer-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer a{text-decoration:none}.footer-links{display:flex;gap:17px;flex-wrap:wrap;font-size:.92rem}.fine{border-top:1px solid #355163;margin-top:35px;padding-top:18px;font-size:.79rem;color:#aac0c8}.page-hero{background:var(--navy);color:#fff;padding:66px 0}.page-hero h1{font-size:clamp(2.5rem,5vw,4.4rem);line-height:1.1;letter-spacing:-.055em;margin:12px 0}.page-hero p{max-width:690px;color:#d0e0e5;font-size:1.08rem}.doc{max-width:850px;padding:54px 0 90px}.doc h2{font-size:1.5rem;letter-spacing:-.03em;margin:39px 0 10px}.doc p,.doc li{color:#415665}.doc ul{padding-left:22px}.notice{padding:18px 22px;background:#FDF1E3;border-left:4px solid #B25E02;border-radius:8px;color:#7A4102;margin:25px 0}.doc a{color:#0B6BCB}.meta{color:var(--muted);font-size:.88rem}.contact-card{border:1px solid var(--line);padding:25px;border-radius:18px;margin:30px 0;background:var(--mist)}.placeholder{color:#B42318;font-weight:750}.steps{counter-reset:step;list-style:none!important;padding:0!important}.steps li{counter-increment:step;position:relative;padding:10px 0 10px 46px}.steps li:before{content:counter(step);position:absolute;left:0;top:9px;background:var(--teal);color:#fff;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:.83rem}@media(max-width:780px){.nav{align-items:flex-start;padding:18px 0;flex-direction:column;gap:15px}.nav-links{gap:10px 18px}.hero-grid,.split{grid-template-columns:1fr}.hero-grid{padding:60px 0 75px;gap:52px}.mock{width:min(100%,450px)}.grid-3{grid-template-columns:1fr}.section{padding:62px 0}.cta-inner{display:block}.cta .button{margin-top:23px}}@media(max-width:460px){.wrap{width:min(100% - 28px,1160px)}.nav-links{font-size:.85rem}.hero h1{font-size:3rem}.mock{padding:16px;min-height:0}.quote-panel{padding:28px;box-shadow:10px 10px 0 #DCEAF9}}
.coming{margin-top:26px;padding:18px 20px;border:1px solid #BBD7F5;border-radius:16px;background:#fff}.coming strong{display:block;color:#0B6BCB;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em}.coming span{display:block;margin-top:5px;color:var(--ink)}.offline-callout{display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:center;margin-top:28px;padding:28px;border-radius:var(--radius);background:var(--navy);color:#fff}.offline-callout h3{font-size:1.55rem;line-height:1.25;letter-spacing:-.025em;margin:5px 0}.offline-callout p{color:#cfe0e7;margin:0}.offline-icon{display:grid;place-items:center;width:58px;height:58px;border-radius:17px;background:var(--teal);color:#fff;font-size:2rem;font-weight:900}@media(max-width:600px){.offline-callout{grid-template-columns:1fr}.offline-icon{width:48px;height:48px}}.simple-flow{background:#fff}.flow-intro{gap:44px;margin-bottom:34px}.flow-intro h2{margin-bottom:0}.lead{font-size:1.1rem;color:var(--muted);margin:0}.flow-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;list-style:none;padding:0;margin:0}.flow-steps li{position:relative;display:flex;gap:13px;align-items:flex-start;padding:22px 18px;border:1px solid var(--line);border-radius:18px;background:var(--mist)}.flow-steps li:not(:last-child):after{content:"";position:absolute;right:-15px;top:35px;width:15px;height:2px;background:var(--teal)}.flow-steps li>span{display:grid;place-items:center;flex:0 0 auto;width:31px;height:31px;border-radius:50%;background:var(--teal);color:#fff;font-weight:900}.flow-steps strong,.flow-steps small{display:block}.flow-steps small{margin-top:4px;color:var(--muted);line-height:1.4}.driveway-line{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:18px;padding:18px 22px;border-radius:16px;background:var(--navy);color:#fff}.driveway-line span{color:#BFDBFE}@media(max-width:900px){.flow-steps{grid-template-columns:repeat(2,1fr)}.flow-steps li:after{display:none}}@media(max-width:560px){.flow-steps{grid-template-columns:1fr}.driveway-line{align-items:flex-start;flex-direction:column;gap:3px}}
.advantage{background:var(--mist)}
.advantage .section-head{max-width:720px}
.advantage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.advantage-card{min-width:0;padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 14px 34px #1029410b}
.advantage-card:first-child{background:var(--navy);border-color:var(--navy);color:#fff}
.advantage-number{display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:var(--teal-pale);color:#0B6BCB;font-size:.9rem;font-weight:850;letter-spacing:.04em}
.advantage-card:first-child .advantage-number{background:var(--teal);color:#fff}
.advantage-card h3{font-size:1.35rem;line-height:1.28;letter-spacing:-.025em;margin:24px 0 11px}
.advantage-card p{color:var(--muted);margin:0}
.advantage-card:first-child p{color:#cfe0e7}
@media(max-width:780px){.advantage-grid{grid-template-columns:1fr}.advantage-card{padding:26px}}
.pricing-section{background:#fff}
.pricing-section .section-head{max-width:760px}
.pricing-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;max-width:920px}
.plan{position:relative;padding:34px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 14px 34px #1029410b}
.plan-featured{border:2px solid var(--teal);background:var(--mist)}
.plan-heading h3{font-size:1.5rem;line-height:1.2;letter-spacing:-.03em;margin:0 0 4px}
.plan-heading p{color:var(--muted);margin:0}
.plan-price{display:flex;align-items:baseline;gap:8px;margin:28px 0 16px}
.plan-price strong{font-size:clamp(2.5rem,4vw,3.4rem);line-height:1;letter-spacing:-.06em;color:var(--navy)}
.plan-price span{color:var(--muted);font-weight:650}
.plan-detail{margin:0;padding-top:14px;border-top:1px solid var(--line);font-weight:650;color:var(--ink)}
.plan-badge{position:absolute;top:-15px;right:25px;padding:6px 13px;border-radius:999px;background:var(--teal);color:#fff;font-size:.76rem;font-weight:850;letter-spacing:.02em}
.pricing-footnote{max-width:920px;color:var(--muted);font-size:.92rem;margin:22px 0 0}
.pricing-footnote a,.payment-fee-note a{color:#0B6BCB;font-weight:750}
.payment-fee-note{margin:18px 0 0;color:var(--ink);font-size:.95rem;line-height:1.55}
@media(max-width:700px){.pricing-grid{grid-template-columns:1fr}.plan{padding:28px}.plan-featured{margin-top:10px}}
.hero .hero-offer{font-size:.92rem;margin:16px 0 0;color:#BBD7F5}
.hero-offer a{color:inherit;text-decoration:none;border-bottom:1px solid #93C5FD}
.hero-offer a:hover{color:#fff;border-bottom-color:#fff}
.faq-section{background:var(--mist)}
.faq-section .section-head{max-width:760px}
.faq-list{display:grid;gap:12px;max-width:900px}
.faq-item{border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden}
.faq-item[open]{border-color:#BBD7F5;box-shadow:0 12px 26px #1029410a}
.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:22px;list-style:none;cursor:pointer;padding:20px 24px;font-size:1.08rem;font-weight:750;line-height:1.4;color:var(--navy)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";display:grid;place-items:center;flex:0 0 30px;width:30px;height:30px;border-radius:50%;background:var(--teal-pale);color:#0B6BCB;font-size:1.3rem;line-height:1;font-weight:500}
.faq-item[open] summary::after{content:"−";background:var(--teal);color:#fff}
.faq-item summary:focus-visible{outline:3px solid var(--navy-deep);outline-offset:-4px}
.faq-answer{padding:0 24px 22px}
.faq-answer p{margin:0;padding-top:16px;border-top:1px solid var(--line);color:var(--muted)}
.faq-answer a{color:#0B6BCB;font-weight:700}
@media(max-width:560px){.faq-item summary{padding:17px 18px;font-size:1rem}.faq-answer{padding:0 18px 18px}}
.fee-hero{padding:70px 0}
.fee-scope{max-width:960px;padding:20px 24px;margin:0 0 48px;border:1px solid #BBD7F5;border-left:5px solid var(--navy);border-radius:14px;background:#E8F1FB;color:#101828}
.fee-scope a,.fee-source-line a{color:#0B6BCB;font-weight:700}
.fee-grid,.fee-extra-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.fee-card{display:flex;flex-direction:column;min-width:0;padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 14px 34px #1029410b}
.fee-card-featured{background:var(--navy);border-color:var(--navy);color:#fff}
.fee-card-label{color:#0B6BCB;font-size:.72rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase}
.fee-card-featured .fee-card-label{color:#BFDBFE}
.fee-card h3{font-size:1.42rem;letter-spacing:-.03em;margin:9px 0 16px}
.fee-card p{margin:0 0 16px;color:var(--muted)}
.fee-card p strong{color:var(--ink)}
.fee-card .fee-rate{font-size:clamp(2rem,4vw,3rem);line-height:1.08;font-weight:850;letter-spacing:-.055em;color:var(--navy);margin:0 0 18px}
.fee-card .fee-rate-dual{display:flex;align-items:baseline;flex-wrap:wrap;gap:5px 12px;font-size:clamp(1.65rem,2.4vw,2.1rem)}
.fee-rate-dual small{font-size:.45em;letter-spacing:0;color:var(--muted)}
.fee-card-featured p,.fee-card-featured p strong,.fee-card-featured .fee-rate{color:#fff}
.fee-card .fee-example{margin:auto 0 0;padding-top:16px;border-top:1px solid var(--line);font-size:.94rem}
.fee-card-featured .fee-example{border-top-color:#456278;color:#cfe0e7}
.fee-source-line{margin:26px 0 0;color:var(--muted);font-size:.9rem}
.fee-extra{padding:27px;border:1px solid var(--line);border-radius:18px;background:#fff}
.fee-extra h3{font-size:1.18rem;margin:0 0 9px;letter-spacing:-.02em}
.fee-extra p{color:var(--muted);margin:0}
.fee-extra strong{color:var(--ink)}
.fee-bottom{display:grid;grid-template-columns:1.25fr .75fr;gap:60px;align-items:center}
.fee-bottom h2{font-size:clamp(2.1rem,4vw,3.3rem);line-height:1.12;letter-spacing:-.04em;margin:10px 0 20px}
.fee-bottom p{color:var(--muted)}
.fee-bottom p strong{color:var(--ink)}
.fee-actions{display:flex;flex-direction:column;align-items:stretch;gap:12px}
.fee-actions .button{text-align:center}
@media(max-width:780px){.fee-grid,.fee-extra-grid,.fee-bottom{grid-template-columns:1fr}.fee-bottom{gap:22px}.fee-scope{margin-bottom:36px}}
.team-section{background:#fff}
.team-section .section-head{max-width:790px}
.team-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start}
.team-copy h3{font-size:1.5rem;letter-spacing:-.03em;margin:0 0 12px}
.team-copy p{color:var(--muted);margin:0 0 19px}
.team-copy p strong{color:var(--ink)}
.team-setting,.team-grant{border:1px solid var(--line);border-radius:16px;background:var(--mist);padding:17px 20px;margin:20px 0}
.team-setting{display:flex;align-items:center;justify-content:space-between;gap:20px}
.team-setting small,.team-grant small{display:block;color:#0B6BCB;font-size:.86rem;font-weight:800;letter-spacing:.02em;margin-bottom:3px}
.team-setting strong,.team-grant strong{display:block;color:var(--navy);font-size:1rem;line-height:1.45}
.team-switch{position:relative;flex:0 0 52px;width:52px;height:30px;border-radius:99px;background:var(--teal)}
.team-switch:after{content:"";position:absolute;width:22px;height:22px;top:4px;right:4px;border-radius:50%;background:#fff;box-shadow:0 2px 5px #10294133}
.team-grant{background:var(--teal-pale);border-color:#BBD7F5}
.team-grant strong span{color:#0B6BCB;padding:0 3px}
.team-invoice{border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 20px 45px #10294116;overflow:hidden}
.team-invoice-top{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:17px 24px;background:var(--navy);color:#d5e3e7;font-size:.88rem;font-weight:700}
.team-status{padding:4px 11px;border-radius:99px;background:var(--teal);color:#fff;font-weight:850}
.team-invoice h3{font-size:1.65rem;letter-spacing:-.04em;margin:24px 24px 12px}
.team-invoice dl{margin:0 24px 24px}
.team-invoice dl>div{display:flex;align-items:baseline;justify-content:space-between;gap:20px;padding:11px 0;border-bottom:1px solid var(--line)}
.team-invoice dt{color:var(--muted)}
.team-invoice dd{margin:0;text-align:right;font-weight:750;color:var(--navy)}
.team-invoice .team-name{border-bottom:0;border-radius:10px;background:var(--teal-pale);padding:10px 12px;margin-top:8px}
.team-note{margin:27px 0 0;padding:17px 20px;border-left:4px solid var(--navy);background:#E8F1FB;border-radius:8px;color:#101828}
@media(max-width:800px){.team-layout{grid-template-columns:1fr}.team-invoice{max-width:620px}}
@media(max-width:460px){.team-invoice dl>div{align-items:flex-start;flex-direction:column;gap:2px}.team-invoice dd{text-align:left}.team-setting{padding:15px}}

.footer .brand{color:#fff}.footer .brand span:last-child span{color:var(--gold)}.footer-tagline{margin:8px 0 0;color:#BFDBFE;font-weight:700;letter-spacing:.01em}